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I’m Michael Randall, founder of Oak Summit Wealth Management and a San Diego financial advisor specializing in retirement planning, investment management, and proactive tax strategy. I'm a Chartered Financial Analyst® Charterholder, CERTIFIED FINANCIAL PLANNER®, and IRS Enrolled Agent (EA) with more than a decade of experience helping clients build, preserve, and transfer wealth with confidence.
I started Oak Summit because I wanted to offer something different, a practice where tax strategy, investment management, and financial planning actually work together instead of existing in separate silos. Most advisors do one of those things well. I built Oak Summit to do all three, for one transparent fee, with your best interests as the only priority. By connecting every financial decision back to its tax and long-term impact, I help clients grow their wealth efficiently and keep more of what they have earned or inherited.
At Oak Summit Wealth Management, I work closely with retirees, widowers, inheritors, and business owners in San Diego and across the country who are navigating complex financial transitions. Many of the families I advise are making decisions around retirement income planning, Roth conversions, concentrated stock positions, or how to manage inherited assets in a tax-efficient way. My background as an Enrolled Agent allows me to design advanced, tax-sensitive strategies that align investments and estate goals for maximum lifetime benefit.
Before founding Oak Summit, I worked with high-net-worth families at a $100B-plus registered investment advisory firm and a $4B-plus wealth management firm, where I developed institutional-level expertise that I now bring to a more personal, boutique experience.
I earned my degree in Economics from the University of California, Berkeley, where I continue to serve as an alumni ambassador. In 2025, I was recognized as both a WealthManagement.com Rising Star and an InvestmentNews 5-Star Financial Planner.
I live in San Diego with my wife, Susannah.
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